[ { "plan": "plan-1", "basisPoints": 900, "annualThreshold": 2201500, "validFrom": "2023-04-06", "validTo": "2024-04-05", "note": "2023-24 plan 1 threshold" }, { "plan": "plan-2", "basisPoints": 900, "annualThreshold": 2729500, "validFrom": "2023-04-06", "validTo": "2024-04-05", "note": "2023-24 plan 2 threshold" }, { "plan": "plan-4", "basisPoints": 900, "annualThreshold": 2766000, "validFrom": "2023-04-06", "validTo": "2024-04-05", "note": "2023-24 plan 4 threshold (Scotland)" }, { "plan": "plan-1", "basisPoints": 900, "annualThreshold": 2499000, "validFrom": "2024-04-06", "validTo": "2025-04-05", "note": "2024-25 plan 1 threshold" }, { "plan": "plan-2", "basisPoints": 900, "annualThreshold": 2729500, "validFrom": "2024-04-06", "validTo": "2025-04-05", "note": "2024-25 plan 2 threshold" }, { "plan": "plan-4", "basisPoints": 900, "annualThreshold": 3139500, "validFrom": "2024-04-06", "validTo": "2025-04-05", "note": "2024-25 plan 4 threshold (Scotland)" }, { "plan": "plan-1", "basisPoints": 900, "annualThreshold": 2606500, "validFrom": "2025-04-06", "validTo": "2026-04-05", "note": "2025-26 plan 1 threshold" }, { "plan": "plan-2", "basisPoints": 900, "annualThreshold": 2847000, "validFrom": "2025-04-06", "validTo": "2026-04-05", "note": "2025-26 plan 2 threshold" }, { "plan": "plan-4", "basisPoints": 900, "annualThreshold": 3274500, "validFrom": "2025-04-06", "validTo": "2026-04-05", "note": "2025-26 plan 4 threshold (Scotland)" }, { "plan": "plan-1", "basisPoints": 900, "annualThreshold": 2690000, "validFrom": "2026-04-06", "validTo": null, "note": "2026-27 plan 1 threshold" }, { "plan": "plan-2", "basisPoints": 900, "annualThreshold": 2938500, "validFrom": "2026-04-06", "validTo": null, "note": "2026-27 plan 2 threshold" }, { "plan": "plan-4", "basisPoints": 900, "annualThreshold": 3379500, "validFrom": "2026-04-06", "validTo": null, "note": "2026-27 plan 4 threshold (Scotland)" }, { "plan": "plan-5", "basisPoints": 900, "annualThreshold": 2500000, "validFrom": "2026-04-06", "validTo": null, "note": "plan 5 repayments begin in 2026-27" }, { "plan": "postgraduate", "basisPoints": 600, "annualThreshold": 2100000, "validFrom": "2023-04-06", "validTo": null, "note": "postgraduate loan: 6% over \u00a321,000, unchanged 2023-24 to 2026-27" } ]