Results for “banking”

Apply a monthly fee cap to a list of account charges: charge up to the cap, waive the rest.

Overdraft interest for a statement period from daily balances, with an interest-free buffer.

The words and figures to write on a cheque: "One hundred and twenty pounds and fifty pence only", "£120.50".

Bacs three-day cycle: input, processing and entry (arrival) dates for a submission, skipping weekends and bank holidays.

Whether a Faster Payment fits the scheme maximum, the bank's per-payment limit and what is left of its daily limit.

AER (annual equivalent rate) from a gross nominal rate and how often interest is paid, to two decimal places.

Match bank statement lines to ledger entries by exact amount, a date window and reference similarity, deterministically.

Bank of England Bank Rate (base rate) in force on a date, from the Bank's official history since 2001.

Check the format of a SWIFT/BIC code (8 or 11 characters) and split it into its parts.

UK bank and public holidays for a region and year, as published by gov.uk, including one-off holidays.

Check an IBAN against the ISO 13616 mod-97-10 checksum and the registered length for its country.

Check a UK sort code and account number with the Vocalink/Pay.UK modulus rules, against a table you supply.

Parse Vocalink's VALACDOS.txt and SCSUBTAB.txt into the table UK sort code modulus checking needs.

UK statutory late payment interest (8% over Bank Rate) and fixed compensation under the Late Payment Act 1998.

Estimated dispatch and delivery dates from order time, dispatch cut-off, service days, weekends and UK bank holidays.

A deadline in days under CPR 2.8: clear days, short periods skip weekends and bank holidays, court-closed days.

Cycle count schedule: spread each item's counts evenly over the working days of a period, by ABC class frequency.

Move a date forward or back by working days, skipping weekends and a caller-supplied holiday list.

Unrealised foreign exchange gain or loss on foreign-currency balances revalued at a period-end rate.

Level repayment for a loan (annuity formula), computed exactly and rounded once, the way you choose.

Debt-to-income and a stressed-rate affordability test for a proposed loan's monthly repayment.

Mortgage affordability: the loan-to-income multiple and a stress-tested repayment against income, both checked.

Construction Act default dates: payment due, payment notice, final date for payment and pay-less notice.

Collection dates for a regular gift: monthly, quarterly or annual on a day, clamped to short months, after a lead time.

Working days between two dates, excluding weekends and a caller-supplied holiday list.

Invoice due date from payment terms: net N days, end of month, N days after month end, day N of next month.

Retry dates for a failed subscription payment from a retry policy, in calendar or business days.

Whether a cost passed to a client is a VAT disbursement (outside scope) or a recharge (VAT due), per HMRC Notice 700.

Statutory interest on a judgment debt (8% simple, daily) or a late commercial debt, England and Wales.

Apply money held on account in client account to bills in order: what each bill takes, what stays due, what is left.

Check a double-entry journal: debits equal credits, no zero or two-sided lines, one currency, well-formed account codes.

Split an invoice across accounting periods by days of service, for accruals, prepayments and deferred income.

Interest accrued day by day on a changing balance under a day-count convention, summed exactly and rounded once.

Compound interest accrued period by period in minor units, the way a statement is built.

Early settlement discount available on a payment date under "2/10 net 30" style terms, and the amount to pay.

Loyalty points for a purchase: redeem in blocks, earn on what is paid, with tier multipliers.

Trial balance from journal lines: debit or credit balance per account, and proof that debits equal credits.

Refund for returned items, sharing basket discounts back across the sale so every refund is exact to the penny.

Early settlement figure and rebate on UK regulated consumer credit, per the Early Settlement Regulations 2004.

Aged debt report: open invoices bucketed as current, 1-30, 31-60, 61-90 and 90+ days overdue as at a date.

Apply BOGOF, 3-for-2, percent off, amount off and multibuy deals to a basket, best for the customer, allocated to lines.

What a one-off overpayment does to a loan: a shorter term at the same payment, or a lower payment over the same term.

Profit on a sale with both the margin and the markup, so the two are never confused.

Pay a premium by monthly instalments: deposit, flat credit charge, instalments exact to the penny, and the APR.

Loan-to-value ratio in basis points, and the band it falls in from a band table you supply.

Repayment schedule for a level-payment loan: interest, principal and balance per period, ending at exactly zero.

Consumer-credit APR from drawdowns and repayments, by the FCA CONC App 1.2.6 equation, to one decimal place.

Split an amount into the part used and the part unused over a billing period, losing nothing.

Add, subtract and negate monetary amounts, refusing to mix currencies.

Billable utilisation and billing, collection and overall realisation rates, in basis points.

Total a basket: line prices, promotions, a basket discount, VAT per line and delivery, into one checked total.

Interim valuation: gross value to date, retention, previous payments, amount due, VAT or reverse charge, and CIS.

Apply a rate expressed in basis points to a monetary amount, with an explicit rounding mode.

Reducing-balance depreciation schedule at a fixed rate, writing off to the residual value in the final year.

Tuition fee instalment schedule from a total, shares and due dates, exact to the penny.

Write a money amount in words for a cheque: "one thousand two hundred and thirty-four pounds and fifty-six pence".

Maximum holding deposit to reserve a rental property: one week's rent (annual rent ÷ 52), rounded down.

Exact integer arithmetic of any size, on decimal strings, for powers and products that overflow 64 bits.

A discretionary service charge on a bill's eligible lines, as a basis-point rate with explicit rounding.

Workplace pension contributions for one pay period: qualifying earnings band, employee and employer shares, tax relief.

Student loan or postgraduate loan deduction from one period's pay, by plan, rounded down to whole pounds.

Fees from time entries: each rounded to 6-minute (or other) units and priced at the fee earner's hourly rate.

Split a restaurant bill evenly, by item or by share, exactly to the penny, with the service charge shared in proportion.

Apply a payment from a gift card, redeeming part of the balance or all of it, and say what is still due.

Selling price from a cost and a target margin or markup in basis points, with explicit rounding.