property.mortgage-affordability Unreviewed
Mortgage affordability: the loan-to-income multiple and a stress-tested repayment against income, both checked.
mortgage_affordability in PythonTagged mortgage
6 capabilities
lending.affordability Unreviewed
Debt-to-income and a stressed-rate affordability test for a proposed loan's monthly repayment.
affordability in Python
lending.amortisation-schedule Unreviewed
Repayment schedule for a level-payment loan: interest, principal and balance per period, ending at exactly zero.
amortisation_schedule in Python
lending.loan-payment Unreviewed
Level repayment for a loan (annuity formula), computed exactly and rounded once, the way you choose.
loan_payment in Python
lending.ltv Unreviewed
Loan-to-value ratio in basis points, and the band it falls in from a band table you supply.
loan_to_value in Python
lending.overpayment-effect Unreviewed
What a one-off overpayment does to a loan: a shorter term at the same payment, or a lower payment over the same term.
overpayment_effect in Python