Results for “finance”

Profit on a sale with both the margin and the markup, so the two are never confused.

Selling price from a cost and a target margin or markup in basis points, with explicit rounding.

Trial balance from journal lines: debit or credit balance per account, and proof that debits equal credits.

Aged debt report: open invoices bucketed as current, 1-30, 31-60, 61-90 and 90+ days overdue as at a date.

Split an invoice across accounting periods by days of service, for accruals, prepayments and deferred income.

Early settlement discount available on a payment date under "2/10 net 30" style terms, and the amount to pay.

Split an amount into the part used and the part unused over a billing period, losing nothing.

Straight-line depreciation schedule whose charges sum exactly to cost less residual value.

Reducing-balance depreciation schedule at a fixed rate, writing off to the residual value in the final year.

Calculate a complete invoice: line nets, VAT per line, totals and a VAT summary grouped by rate.

Compound interest accrued period by period in minor units, the way a statement is built.

Credit note against an original invoice, by units or by amount, with VAT at the original tax point's rates.

Check a double-entry journal: debits equal credits, no zero or two-sided lines, one currency, well-formed account codes.

Net total for one invoice line: unit price by quantity, less a discount.

Invoice due date from payment terms: net N days, end of month, N days after month end, day N of next month.

UK statutory late payment interest (8% over Bank Rate) and fixed compensation under the Late Payment Act 1998.

Unrealised foreign exchange gain or loss on foreign-currency balances revalued at a period-end rate.

Match bank statement lines to ledger entries by exact amount, a date window and reference similarity, deterministically.

Add VAT to a net amount using the rate in force on the date of supply.

Pay a premium by monthly instalments: deposit, flat credit charge, instalments exact to the penny, and the APR.

Bank of England Bank Rate (base rate) in force on a date, from the Bank's official history since 2001.

UK nine-box VAT return totals for a period from categorised sales and purchases (VAT Notice 700/12).

Extract the VAT already included in a gross amount, using the rate in force on the date of supply.

Look up the VAT rate in force for a jurisdiction, category and date.

UK VAT Flat Rate Scheme: VAT due on gross turnover at the sector's dated rate, limited cost rate and first-year 1% off.

A subscription renewal invoice: plan, add-ons and usage, coupon discounts by billing period, and VAT.

Menu gross profit (GP%) on the VAT-exclusive price, and the menu price that reaches a target GP.

Total a basket: line prices, promotions, a basket discount, VAT per line and delivery, into one checked total.

Electricity or gas bill from two meter reads: energy, standing charge, Climate Change Levy and VAT.

Statutory interest on a judgment debt (8% simple, daily) or a late commercial debt, England and Wales.

Estimate import duty and import VAT on goods: customs value on a CIF basis, the caller's duty rate, VAT on top.

Raise a positive decimal to a fractional power, (1.199)^(31/365), identically in every language.

ISA allowance used and remaining for a UK tax year: the overall limit, Lifetime ISA, cash ISA and Junior ISA.

Interim valuation: gross value to date, retention, previous payments, amount due, VAT or reverse charge, and CIS.

HMRC approved mileage allowance payments for an employee's own vehicle: tax-free amount, taxable excess or relief.

AER (annual equivalent rate) from a gross nominal rate and how often interest is paid, to two decimal places.

Fees from time entries: each rounded to 6-minute (or other) units and priced at the fee earner's hourly rate.

Whether a UK donation qualifies for Gift Aid: declaration, enough tax paid, and the donor benefit limits.

Axis and label text for charts: tick numbers, SI prefixes (1.2k, 3.4M), percentages, dates and money.

Whether the UK VAT domestic reverse charge applies to a construction supply, and the invoice wording.

Gift Aid a UK charity can claim on a donation: basic rate tax grossed up, 25p per £1 at 20%.

Price a hotel stay night by night from the caller's seasonal, day-of-week rate table, less any length-of-stay discount.

A trade quote from labour days at a day rate, materials with a markup, and VAT.

Percentage change from one value to another, in basis points, with an explicit rounding mode.

Mid-cycle plan change: credit for unused time on the old plan and charge for the rest of the period on the new one.

Early settlement figure and rebate on UK regulated consumer credit, per the Early Settlement Regulations 2004.

UK Insurance Premium Tax at the standard or higher rate in force on a date, added to or taken out of a premium.

Whether a cost passed to a client is a VAT disbursement (outside scope) or a recharge (VAT due), per HMRC Notice 700.

Council tax for a valuation band from the Band D charge: the statutory band ratio, England, Wales and Scotland.

Return premium on mid-term cancellation, pro rata or on a short-period scale, with an optional minimum retained premium.

A buyer's completion statement: price less deposit, ground rent and service charge apportioned to completion, plus fees.

US sales tax on a sale: the state's base rate from dated data plus a local rate the caller supplies.

UK company car benefit in kind: appropriate percentage by CO2 and electric range, car and fuel benefit for a tax year.

Tuition fee instalment schedule from a total, shares and due dates, exact to the penny.

Debt-to-income and a stressed-rate affordability test for a proposed loan's monthly repayment.

A graduate's student or postgraduate loan repayment for a tax year, as Self Assessment works it out.

Student loan or postgraduate loan deduction from one period's pay, by plan, rounded down to whole pounds.

FIFO stock valuation and cost of sales from a stock movement ledger, in exact money.

A vehicle's current value from its cost, age and mileage, on retention curves the caller supplies, exactly.

Loss ratio, expense ratio and combined ratio in basis points, from earned premium, incurred claims and expenses.

Level repayment for a loan (annuity formula), computed exactly and rounded once, the way you choose.

Split an amount across ratios without losing or inventing a single minor unit.

Billable utilisation and billing, collection and overall realisation rates, in basis points.

What an annual charge costs an investment over the years: value with and without the fee, year by year, in minor units.

Apply money held on account in client account to bills in order: what each bill takes, what stays due, what is left.

Whole-life cost per mile of a vehicle, in tenths of a penny, from depreciation, fuel, maintenance, insurance and tax.

Interest accrued day by day on a changing balance under a day-count convention, summed exactly and rounded once.

Allocate charity spending to restricted funds first, then unrestricted funds, never overdrawing a restricted fund.

Repayment schedule for a level-payment loan: interest, principal and balance per period, ending at exactly zero.

Consumer-credit APR from drawdowns and repayments, by the FCA CONC App 1.2.6 equation, to one decimal place.

Employee and employer Class 1 National Insurance for one payment by category letter, exact percentage method.

Apply a monthly fee cap to a list of account charges: charge up to the cap, waive the rest.

Mortgage affordability: the loan-to-income multiple and a stress-tested repayment against income, both checked.

Workplace pension contributions for one pay period: qualifying earnings band, employee and employer shares, tax relief.

Customer lifetime value, LTV to CAC ratio and CAC payback months from ARPA, gross margin, churn and CAC.

Apportion a service charge across units by lease fraction, floor area or fixed percentage, exact to the penny.

Apply a rate expressed in basis points to a monetary amount, with an explicit rounding mode.

The court fee to issue a money claim in England and Wales, from the claim value bands in force on a date.

Compound annual growth rate between two values over a whole or fractional number of years, in basis points.